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The foundation from which we stand strong, together

EQC Toka Tū Ake is a New Zealand crown entity investing in natural disaster research to help communities reduce their risks, and providing home insurance to help communities get their lives back on track after an event.

Insurance and claims Resilience and research

EQC Toka Tū Ake has adopted a new name to better represent the role our scheme plays in supporting New Zealanders.

Our new name reflects the whakapapa of our nation. Our land is constantly changing from earthquakes, volcanic eruptions, landslips and floods. Communities have lived alongside those perils for hundreds of years, and Māori have always believed the relationship and connection of people to land and nature is inseparable. 


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Latest news

Geologists study Tāhunanui slump to understand potential impacts of complex slopes across New Zealand

Engineering Geologists from GNS Science, BECA and Tonkin + Taylor are this week continuing to collate data for one of New Zealand’s largest urban landslide, the Tāhunanui slump in Nelson, to create a 3D model of this slow-moving landslide to better understand similar landslides across the country.

Tina profile 2023
EQC secures record levels of natural hazard reinsurance

EQC Toka Tū Ake has secured a record level of reinsurance of $9.2b from 1 June 2024 to protect New Zealand homeowners from the impact of natural hazards and keep home insurance affordable. This includes $225 million that is in place from a multi-year catastrophe bond placed in 2023, and is close to a $1b increase from last year’s total reinsurance cover.

CentrePort Reconnaissance MiskoCubrinovski v2
Liquefaction research creates valuable new tools for earthquake engineers

One of New Zealand’s leading experts on liquefaction, has developed new tools to predict how different soils respond in future earthquakes.
The three-year project was funded by EQC Toka Tū Ake to improve the analysis of liquefaction risk in different soil types, by incorporating advanced learnings from the past decade.

Prof John Townend and student at SALSA site
Tech-savvy scientists are helping New Zealanders prepare for natural hazards

Artificial intelligence, virtual reality, and space satellites are just some of the new technologies being used to increase Aotearoa New Zealand’s resilience to natural hazards according to EQC Toka Tū Ake. This Tech Week, New Zealanders are celebrating home-grown advances in technology that make our nation a better place.